Investing made simple
We make saving & investing easy, so you can start small,
stay consistent, and grow your wealth over time.
Start your financial journey today and join over 1.5 million Australians who have signed up with Raiz***.
4.7 star rating — over 45,000 reviews*
Trusted by thousands of Australians who love using the app to grow their wealth.
Trusted with over $2 Billion funds under management**
Helping Australians invest smarter and build their financial future.
Security you can trust
Your data is protected with 256-bit encryption - the same high-level security used by leading banks and financial institutions.
Raiz simplifies saving and investing with automation and tools that do the hard work for you.
Round-Up Investments
Round-ups
Automatically invest change from your purchases to the nearest dollar – it all adds up!
Recurring Investments
Recurring Investments
Set & forget recurring daily, weekly or monthly investment top ups.
Lump Sum Investments
Lump Sum Investments
Make one-off investments to boost your Raiz account as often as you’d like.
Flexibility
Flexibility
Invest, withdraw and switch portfolios whenever you like, without any additional fees.
Set a savings goal
Savings Goal
Setup a savings goal in the app to help you reach your targets quicker.
We’ve taken the complexity out of investing. Get started with a ready-made portfolio or build your own.
Standard
Our five original portfolios
Our five original portfolios, constructed to suit different risk levels. The standard investment portfolios range from Conservative to Aggressive.
Emerald
Socially Responsible
If you’re looking for exposure to socially responsible themed investing, the Raiz Emerald portfolio may be a great place to start.
Sapphire
Bitcoin
Sapphire includes a 5% allocated weighting to bitcoin, giving you an easy way to invest in cryptocurrency.
Property
Aussie Residential Property
Property includes a 30% allocated weighting to the Raiz Property Fund, allowing you to micro-invest in real Aussie homes.
Plus
Build your own
Take full control by creating your own portfolio with a mix of ETFs, ASX-listed stocks, up to 5% in Bitcoin, and up to 30% in the Raiz Property Fund.
Set personalised goals with Raiz Jars.
Jars in the Raiz app are your personalised goals. Each jar can have its own portfolio and investment strategy, tailored to your goals. Plus, you can set up recurring investments at a frequency that works for you, making it easier than ever to achieve your financial dreams.
Invest in your kids’ future with Raiz Kids.
Set up and manage separate accounts for the kids in your life. Contribute as much and as often as you like. You have the option to transfer the account to your child when they turn 18. Start building your kids’ financial habits and future today.
Turn everyday shopping into investing with Raiz Rewards
Shop with hundreds of your favourite brands via the Raiz app and a percentage of your purchase is automatically invested into your Raiz account. No points, no gimmicks… real investing with minimal effort.
Super from the palm of your hand
Raiz Invest Super
Having already made investing simple & accessible, we aim to do the same for your super.
Click to learn moreSMSF
Onboard your SMSF to Raiz and leverage all the same great saving and investing features, including the Plus Portfolio.
Click to learn moreCheck out
Raiz Invest Super’s Moderately Aggressive portfolio which returned 13.8% for the 12 months ending 30 June 2025, ranking first among Balanced options (as per the SuperRatings SR50 Balanced 60-76 Index)†
